By using the CMSMGA website and services, you agree to the following terms: Membership is open to men 55 years of age or older. Members must maintain a valid GHIN handicap. Tournament entry fees are non-refundable unless the tournament is cancelled by CMSMGA. Members are expected to conduct themselves in accordance with the USGA Rules of Golf and demonstrate good sportsmanship at all events. CMSMGA reserves the right to deny or revoke membership for violations of these terms or conduct detrimental to the association. Tournament schedules, formats, and fees are subject to change. CMSMGA is not responsible for personal injury or property damage during events, though reasonable safety measures are maintained. These terms may be updated from time to time with notice to members.